Terms of Use

Overview

The following are the terms of an agreement between you and ROAM Advisors, LLC (ROAM). By accessing or using this and any related ROAM Web site (ROAM Web sites), you acknowledge that you have read, understand, and agree to be bound by these terms and to comply with all applicable laws and regulations, including export and re-export control laws and regulations. If you do not agree to these terms, please do not use the ROAM Web sites.

ROAM may, without notice to you, at any time, revise these Terms of Use and any other information contained in the ROAM Web sites. ROAM may also make improvements or changes in the products, services, or programs described in the ROAM Web sites at any time without notice.

General

This Web site contains proprietary notices and copyright information, the terms of which must be observed and followed.

ROAM grants you a non-exclusive, non-transferable, limited permission to access and display the Web pages within the ROAM Web sites as a customer or potential customer of ROAM, provided you comply with these Terms of Use and all copyright, trademark, and other proprietary notices remain intact. You may only use a crawler to crawl a ROAM Web site as permitted by the Web site’s robots.txt protocol and ROAM may block any crawlers in its sole discretion. The use authorized under this agreement is non-commercial in nature (e.g., you may not sell the content you access on or through this Web site). All other use of the ROAM Web sites is prohibited.

Except for the limited permission in the preceding paragraph, ROAM does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the content from a ROAM Website on another Web site or in any other media. Any software and other materials that are made available for downloading, access, or other use from a ROAM Web site with their own license terms will be governed by such terms, conditions, and notices. Your failure to comply with such terms or any of the terms on a ROAM Web site will result in automatic termination of any rights granted to you, without prior notice, and you must immediately destroy all copies of downloaded materials in your possession, custody or control.

Rules of conduct

Your use of roamadvisors.com and any other ROAM Web site is subject to all applicable local, state, national and international laws and regulations, and you agree not to violate such laws and regulations. Any attempt by any person to deliberately damage any ROAM Web site is a violation of criminal and civil laws. ROAM reserves the right to seek damages from any such person to the fullest extent permitted by law.

You agree not to post or transmit through any ROAM Web site any material or content that violates or infringes in any way the rights of others or solicits, encourages or promotes the use of illegal substances or activities, which is unlawful, threatening, abusive, harassing, defamatory, libelous, derogatory, invasive of privacy or publicity rights, vulgar, obscene, bigoted or hateful, profane, scandalous, pornographic, indecent or otherwise objectionable, gives rise to civil or criminal liability or otherwise violates any applicable law.

You may not engage in any activity on a ROAM Web site which restrict or inhibit any other user from using or enjoying a ROAM Web site by any means, including “hacking,” “cracking,” “spoofing,” or defacing any portion of a ROAM Website. You may not use a ROAM Web site to stalk or harass another person or entity.

You may not post or transmit through any ROAM Web site advertising or commercial solicitations, promotional materials relating to website or online services which are competitive with ROAM and/or a ROAM Web site, software or other materials that contain viruses, worms, time bombs, Trojan horses, or other harmful or disruptive components, political campaign materials, chain letters; mass mailings, spam mail, any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, “data mine,” or in any way reproduce or circumvent the navigational structure or presentation of a ROAM Web site or its contents. You may not harvest or collect information about any ROAM Web site visitor without their express written consent.

Disclaimer

From time to time, this Web site may contain technical inaccuracies or typographical errors, and we do not warrant the accuracy of any posted information. Please confirm you are using the most up-to-date pages on this Web site and confirm the accuracy and completeness of information before using it to make decisions relating to services, products, or other matters described in this Web site.

If any term in these Terms of Use is found by competent judicial authority to be unenforceable in any respect, the validity of the remainder of these Terms of Use will be unaffected, provided that such unenforceability does not materially affect the parties’ rights under these Terms of Use.

Confidential information

ROAM does not want to receive confidential or proprietary information from you through any ROAM Web site. Please note that any information or material sent to ROAM will be deemed NOT to be confidential. By sending ROAM any information or material, you grant ROAM an unrestricted, irrevocable license to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information. You also agree that ROAM is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law. Personally-identifiable information that you submit to ROAM for the purpose of receiving products or services will be handled in accordance with our privacy policies. Please refer to the page entitled “Privacy” for information regarding ROAM’s privacy policies.

Business relationships

ROAM Web sites may provide links or references to non-ROAM Web sites and resources. ROAM makes no representations, warranties, or other commitments or endorsements whatsoever about any non-ROAM Web site or third-party resource that may be referenced, accessible from, or linked to any ROAM site. In addition, ROAM is not a party to or responsible for any transactions you may enter into with third parties, even if you learn of such parties (or use a link to such parties) from a ROAM site. When you access a non-ROAM Web site, even one that may contain the ROAM logo, please understand that it is independent from ROAM, and that ROAM does not control the content on that Web site. It is up to you to take precautions to protect yourself from viruses, worms, Trojan horses, and other potentially destructive programs, and to protect your information.

Linking to this site

ROAM consents only to links to a ROAM Web site in which the link and the pages that are activated by the link do not: (a) create frames around any page on the Web site or use other techniques that alter in any way the visual presentation or appearance of any content within the Web site; (b) misrepresent your relationship with ROAM; (c) imply that ROAM approves or endorses you, your Web site, or your service or product offerings; and (d) present false or misleading impressions about ROAM or otherwise damage the goodwill associated with the ROAM name or trademarks. As a further condition to being permitted to link to a ROAM Web site, you agree that ROAM may at any time, in its sole discretion, terminate permission to link to such Web site. In such event, you agree to immediately remove all links to such Web site and to cease any related use of ROAM trademarks.

DISCLAIMER OF WARRANTY

USE OF ROAM WEB SITES IS AT YOUR SOLE RISK. ALL MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, AND SERVICES ARE PROVIDED “AS IS,” WITH NO WARRANTIES OR GUARANTEES WHATSOEVER. ROAM EXPRESSLY DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, GUARANTEES, OR REPRESENTATIONS, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY AND INTELLECTUAL PROPERTY RIGHTS. WITHOUT LIMITATION, ROAM MAKES NO WARRANTY OR GUARANTEE THAT ANY ROAM WEB SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.

YOU UNDERSTAND AND AGREE THAT IF YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, OR SERVICES FROM A ROAM WEB SITE, YOU DO SO AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES THAT MAY RESULT, INCLUDING LOSS OF DATA OR DAMAGE TO YOUR COMPUTER SYSTEM. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL ROAM BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES OF ANY TYPE WHATSOEVER RELATED TO OR ARISING FROM A ROAM WEB SITE OR ANY USE OF A ROAM WEB SITE, OR OF ANY SITE OR RESOURCE LINKED TO, REFERENCED, OR ACCESSED THROUGH A ROAM WEB SITE, OR FOR THE USE OR DOWNLOADING OF, OR ACCESS TO, ANY MATERIALS, INFORMATION, PRODUCTS, OR SERVICES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOST SAVINGS OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF ROAM IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS EXCLUSION AND WAIVER OF LIABILITY APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED ON CONTRACT, WARRANTY, TORT, OR ANY OTHER LEGAL THEORIES.